For most people, credit problems begin because of an unpreventable hardship. Life can be difficult, but buying a car shouldn’t be. At B&B Automotive, we focus on your future… not your past. Our goal is to take the stress and embarrassment out of buying a vehicle and get you back on track with your credit.
I’ve been turned down at other places. Why is your dealership different?
Sometimes people have bad credit for many reasons, whether it is from a past bankruptcy, divorce, previous repossessions, etc. We use a private in-house lender who is committed to helping people finance a vehicle now. We have minimum requirements such as a stable minimum income, stable residency and the desire to rebuild your credit.
How is that different than other “Buy Here Pay Here” dealerships?
Typically, buy here pay here dealerships are those that finance their own vehicles. Because we use a private lender, our dealerships have to maintain a level of quality in our vehicles and customer service that is above the standards of other buy here pay here dealers. That is why our vehicles are put through a QA process and come with up to a 30-month/30k mile warranty, and lifetime state safety inspections!
How does this help my credit?
We report your loan to the credit bureau on a monthly basis. Having a good car loan on your credit may boost your credit score. And our commitment to your credit restoration doesn’t end there… Once you join our family, our credit experts will counsel you to help keep you paying on time!
Will my credit affect the down payment amount?
Not at all! Because we specialize in helping people with bad or no credit, our down payments do not change because of your credit status. The only reason we may ask for more money down would be if we were trying to lower your monthly payments to better fit you budget.
Can you help people with a prior or current bankruptcy?
Absolutely; in fact, bankruptcy is one of our specialties! Bankruptcies vary from chapter 7, chapter 11 and chapter 13. Give us a call to see how we may be able to help you with even the most complicated situations.
Can you help people with prior repossessions?
Yes; we can still get you approved with prior repossessions.