Are you ready for a new vehicle? Nervous about applying for a car loan with bad credit? Don’t worry, we’ve got options for you at B and B Automotive. 

How Does My Credit Score Affect a Loan?  

There are two main ways that your credit affects getting a loan. First, lenders look at your credit score to determine how “safe” it is to loan money to you. A higher credit score shows that you borrow – and pay back – money responsibly. Lenders are typically more likely to lend money to someone with a higher score.  

Second, your credit score directly affects your interest rate. A higher score typically helps you secure a lower interest rate, which can result in serious savings over the life of your loan.  

What if I Have Bad Credit?  

We work with all kinds of car shoppers at B and B Automotive, including those with bad credit scores. We offer bad credit loans with Fast Track Financing. In fact, you have a 99.9% chance of being approved for financing at our dealership.  

We’ve been helping customers like you for over 30 years, through repossessions, foreclosures, bankruptcies, and more. And our quick application process ensures that you won’t have to jump through hoops to get a reliable vehicle. You can get approved in just 60 seconds by providing the following:    

• Proof of employment 
• Monthly income 
• Proof of residency  

What if I Don’t Like My Terms?  

As we mentioned, a low credit score will typically give you a higher interest rate. There are still a few options for you if you’re looking to save on your new auto loan, like: 

• Adding a co-signer with a better credit score 
• Making a larger down payment 
• Considering a more affordable vehicle 

Reach out to our auto finance center near Levittown, PA to get started today!